Alright, I'm jumping in to "blog away my debt". I don't know where to start exactly, but since it is late right now, I'll be brief. I'll fill in the details later.
For right now: I am married, and together my wife and I have a "moderate" amount of credit card debt (less than $10,000), a car payment, a mortgage, and a large, ominous black cloud of student loan debt (combined, approximately $100,000). All told, that debt adds up to approximately $215,000. I work full-time making a little over $40k, my wife stays at home with our toddler son and soon-to-be baby girl.
My goals at the start of this process are to:
1. Create a budget and stick to it
2. Start saving money for emergencies, etc.
3. Eliminate our credit card debt
4. Pay off our car
5. Pay off our student loans
Ok, time to start getting serious about this stuff... tomorrow, I'll detail our debts.
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