Almost the entire negative sum is taken up by student loan debt. Some higher-interest CC and car payment is in there, but our student loans total $110k - and I've been out of school now for 10 years, my wife for nearly 4.
I'd like to pay all this bad debt off in 5 years. To do this, I'll need to make A LOT MORE MONEY. We don't have a lot of trimming that can be done off our budget--we're pretty lean there. As it is, with her student loans still in deferment, we're short on our bills by $700 a month. Adding her loan payment in there makes us a little over $900 short starting in July. If I want to be debt-free (except our mortgage) in 5 years, I'll need another $2400 after taxes every single month for 5 years.
Can it be done? Yes?

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